Credit Cards Merchant Service Provider – Fast & Secure Payment Processing

Streamline Your Digital Checkout with Rapid Transaction Approvals

Credit Cards Merchant Service Provider – Fast, Secure Payment Processing
Revolutionize your online checkout experience with our credit card processing solution designed for rapid, secure transactions. Our service ensures quick approvals and incorporates advanced fraud protection to keep your payments safe. By seamlessly integrating across websites, mobile apps, and eCommerce platforms, we help you deliver a frictionless digital experience to your customers. Benefit from lower processing fees and real-time reporting that optimize your revenue and drive business growth.

Accelerate your sales with multi-channel credit card solutions that enhance customer satisfaction. Our robust system provides detailed insights and automated tracking, ensuring efficient cash flow management. Enjoy a secure environment that minimizes chargeback risks and maximizes transaction speed. Transform your payment operations with our state-of-the-art credit card processing service.

Creation Request for Payment Bank File

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.


... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.